It is sad that in today’s economy renters oftentimes are unable to make that vital first step into homeownership that can be the foundation for long term wealth building. There is hope as we are experiencing historic low interest rates. This makes the monthly payment more affordable. (Check out current interest rates on my website SantaBarbaraLiving.com.) I can recommend a very creative lender who along with our diligence in finding the right property may make home ownership possible. Give me a call!